TERMS OF USE

By accessing this website you are deemed to have agreed to our terms of use. If you disagree with our terms of use, please do not use our website.

Copyright
You must not copy the content on this website, or hot link to the content on this website.

Most of the content on our website is copyright, either to us or to third parties from whom we either have permission to use their material or the right to publish through content syndication channels. This material is not available for your commercial use unless explicit permission is given to you or it is provided to you under our syndication arrangements.

Some material on this website may be sourced from the public domain.

When you contribute content to this website, such as when making comments, you grant us permission to make use of this content commercially.

If you believe any material appearing on our website contravenes a copyright you hold, please use the contact details we provide to inform us of your concerns and your reasons so that the matter may be resolved promptly.

Use of Website
You are prohibited from using our website for unlawful or offensive purposes, or to intrusively promote your own commercial interests on this website without our explicit permission.

We reserve the right to edit out any contributed content we believe is unsuitable for a general audience, off the topic or unhelpful for other readers.

Children
This website has not been designed for the use of children. If you are under the age of 13 please do not use this website without the permission of your parents or guardian. We recommend parents or guardians discourage the use of this website by children under the age of 13, or an older age at their discretion.

Disclaimer
The efficacy or earnings capabilities of any goods, services or methods promoted on this website depends in part on the time, skills, finances, knowledge, decisions taken and other attributes and circumstances of each individual user. Accordingly, results may vary between individuals. Any examples of performance or results cited in this website can be interpreted and used to arrive at projections only after taking account of these individual differences. We make no guarantees that results or performance referred to on this website can be replicated.

Any health related information, commentary or referral on this site has not been reviewed and approved by qualified medical practitioners, and is presented for information purposes only. Qualified medical advice should always be obtained for your personal situation if you believe you may be suffering from ill health, and before you embark on any medical treatment, diet, supplement or exercise program.

Any legal, accounting, engineering or other information and commentary on this site has not been reviewed and approved by qualified professional experts and may not be applicable in all jurisdictions and circumstances. You should obtain professional advice related to your specific situation before taking any action on any information you obtain from this website, or from any websites referred to from this website.

Liability
You make use of the information on this website exercising your own judgement and at your own risk. We make no warranties or representations as to the accuracy or timeliness of information on this website. We accept no liability for any consequential losses you may incur from relying on this information.

Purchases
Any purchases you make from this website are not refundable unless the goods or services are faulty and this fault cannot be put right within a reasonable time period. We reserve the right to offer variations from this term and to exercise our discretion on a case by case basis.

We accept no liability for any consequential losses you may incur from using goods or services purchased from this website.

Links
We accept no responsibility for any information or goods and services that you may obtain from other websites advertised on, mentioned within or linked to from this website.

Disclosure
We may receive income from advertisements, and from commissions on the sale of certain third party goods and services that are promoted on this website.

Dispute Resolution
We retain the exclusive right to specify the legal jurisdiction and location for any independent arbitration or legal proceedings that may arise relating to this website.